Rent-To-Own Your Own House

We will help you save up for your down payment if you don’t have one yet.
We will give you tips on how to improve your credit rating, to help prepare you to get a mortgage. Even if you went bankrupt recently, we can help you.

Our plan….

When you rent-to-own with us, part of your monthly payments go towards your down payment for a house.
You act like an owner right away… no landlord… you are your own landlord, because you are working towards owning your house right away.

You take care of the grounds, treat it like your own house. You pay the utilities, and anything that needs repair under $500.00.
Any repairs over $500.00 we take care of. (i.e. new roof, new furnace, etc.)
We pay the property taxes and house insurance (you still need to buy your own content insurance)
We take the fair market value of the house and increase the value by 6% a year. The current rate of property appreciation in Sarnia is approximately 17% a year. (Canadian average appreciation is 8%) That means, when you are ready to finalize your purchase, you will be buying a house below market value, and you will have equity in your home immediately.

What’s in it for you?

- You get in the market sooner, with equity in your home.
- We help you save up for your down payment
- We give you excellent credit advice
- You act like an owner, and can settle down, without worrying if the owner will sell the house you are renting.
- You don’t pay any property taxes or house insurance until you finalize the deal.
- You can renovate your house to be as you like it. (you do need to check with us for structural changes, of course)
- We are really nice people.

What’s in it for us?

- We have quality people taking care of our homes, who are getting ready to buy them.
- We have the assurance that our homes are in good hands.
- We have you, the buyer ready to purchase our home between 1 and 3 years.
- No Real Estate Fees (Lawyers take care of all the paperwork for both of us)

 

For a lease application, click here. Print form, fill out, and fax to 1-866-522-2812

CALL Bruce or Trish for details at 1-800-216-8313